We have received alarming concerns from some of our Members and members of the public alike.
They seem to have discovered that their credit / loan agreement does not specifically state that their bank was the actual possessor / owner of the money prior to them lending it. This could be the same in your case. It would seem that their concerns follow the notion that one cannot lend that which does not belong to them.
If this is the case, then the bank could be acting as an intermediary / agent w